The 5 best crypto presales that could ‘kill’ traditional banking and XRP

The crypto industry is growing fast. Traditional banking systems are about to be left behind, and these five best crypto presales are taking the lead.

From remittances to retail payments, and even cross-chain innovation, it will not be surprising if these amazing projects completely take over the banking industry very soon and even overthrow XRP, too.

Here are the five presales revolutionising the future of digital banking:

1. Digitap ($TAP): The first omni-bank redefining digital finance globally.

2. Remittix: Instant borderless payments made simple through blockchain.

3. BlockchainFX: The crypto powering decentralized forex trading innovation.

4. SpacePay: The future of payments bridging crypto and real-world use.

5. SpaceXRP: Next-level cross-border liquidity built on XRP technology.

Top 5 best crypto presales for XRP holders

Digitap, the world’s first omni-bank, has already raised over $1.3 million in its presale and promises to demolish legacy systems with its seamless crypto-fiat services.

Other presales like BlockchainFX, SpacePay, and Remittix are also attempting to redefine the norms for financial services. 

With huge potential for early investors, these altcoins are some of the best altcoins to buy now for anyone hoping to get in on the ground floor of the future of finance.

Ready to find out more? Keep reading.

Digitap: the best crypto to buy now?

Digitap is the first-ever omni-bank that is merging both DeFi and TradFi into a single platform.

Furthermore, it offers crypto-fiat hybrid services like payments, lending, yields, and Visa-backed cards.

With Apple/Google Pay support and no KYC required, Digitap delivers users borderless money without legacy limits. 

This amazing platform directly challenges established banks and gives users a low-cost, global financing solution.

Digitap promises to assist emerging markets, where traditional banking and XRP typically fall short, by enabling privacy, interoperability, and revenue-sharing opportunities.

As of November 2025, the Digitap crypto presale has already raised more than $1.3M, with over 90 million $TAP tokens sold, showing massive interest from investors.

The current $TAP price is only $0.0268 in round 2 of the presale, and it is already scheduled to grow to $0.0297 very soon. 

With more than 100% profits locked in by early investors and more than 400% gains still expected before the anticipated launch at $0.14, Digitap presents a fantastic investment opportunity right now.

The presale is in high demand, and in fact, some individuals consider $TAP as the best crypto to buy now in November for investors looking for long-term gains.

Remittix: the future of global transfers?

Remittix is a PayFi dApp based on Ethereum that is making it quite easier to send money across borders.

It links crypto wallets directly to local currency systems, allowing users to perform international transactions with ease and at lower costs.

Users can send money in more than 50 crypto pairs and 30 fiat currencies, all for a flat, low charge. 

As of November 2025, the Remittix crypto presale has already raised more than $27 million, with tokens costing $0.1166.

Remittix, sometimes known as “XRP 2.0,” is believed to be as fast as Ripple, although it still has some limitations when it comes to banking integration. 

The price of RTX has gone up a lot since the presale started, but it is still considered one of the top altcoins to buy in 2025.

BlockchainFX: improving international trading?

BlockchainFX is trying to make things easier for traders by bringing DeFi and TradFi together.

This decentralized platform allows users to trade crypto, stocks, currencies, ETFs, and commodities all in one platform.

It also offers staking, Visa card integration, and NFT bonuses. 

BlockchainFX removes intermediaries, providing seamless multi-asset access for both retail and institutional investors.

With over $10 million raised in its ongoing crypto presale at $0.029, early investors could see huge gains if the token meets its $1 target.

Currently in beta, the BlockchainFX all-in-one platform is already earning glowing reviews. 

SpacePay: transforming retail payments with crypto?

SpacePay is a merchant-first PoS payment platform that plans to make crypto-to-fiat transactions easy on existing card machines.

It allows retailers to accept cryptocurrencies just like regular payments, making it easy for businesses to carry out swift international transactions. 

With just a simple payment APK, SpacePay ensures that rapid payments take place at affordable rates.

The ongoing crypto presale has now raised over $1.4 million, with tokens priced at $0.003181.

As SpacePay tries to transform retail payments, it stands out as one of the best altcoins to buy.

SpaceXRP: a meme project with serious potential?

SpaceXRP is a community-driven meme project that is built on the XRPL and also inspired by Ripple’s newest innovations.

Interestingly, SpaceXRP translates XRP news into exciting community tasks, with space-themed objectives and token drops that engage users. SpaceXRP adds meme-driven usefulness to the XRP ecosystem.

Moreover, it attempts to facilitate cross-chain transfers between XRPL and Ethereum. This might encourage adoption and draw greater attention to Ripple’s payments network.

The crypto presale is live at $0.000291, making it a tempting alternative for investors betting on XRP’s development and its viral potential.

Why Digitap is the best crypto to buy now in 2025

In a world where traditional banking is failing to meet the needs of the global audience, Digitap is leading the charge with its unique omni-bank platform.

Combining DeFi with TradFi, Digitap offers seamless crypto-fiat services, low-cost solutions, and borderless payments for everyone all over the world. 

With its fast-rising crypto presale already raising more than $1.3 million in a short time and a low price that is expected to grow exponentially after launch, now could be the best time to get in.

Don’t lose out on the chance to be part of the future of finance. Get $TAP tokens today before it’s too late!

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app

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