BTC & ETH rotation sparks debate on next 700% crypto this altcoin season

As liquidity moves from Bitcoin (BTC) and Ethereum (ETH) into smaller projects, traders are hunting for the next token that will multiply many times over this altcoin season.

The crypto fear and greed index is swinging, and that shift will push capital toward protocols with real utility and clear demand mechanics.

Mutuum Finance (MUTM) is entering this rotation narrative with strong presale momentum and a stack of features that analysts say will make it a leading candidate for outsized returns.

Mutuum Finance (MUTM) is currently in Phase 6 of its presale at $0.035, having raised roughly $16.7 million this round. More than 16,750 holders have joined, and 55% of the 170 million tokens allocated to Phase 6 are already sold.

The token’s total supply will be 4 billion, and Phase 7 will set the price at $0.040, a 15% step up that will close this entry window for many retail buyers.

Early participants who entered at $0.01 are already 3.5× on paper, showing how early allocations will gain as the market rotates from BTC and ETH toward high-utility altcoins.

Why Mutuum Finance (MUTM) is positioned to lead

Mutuum Finance (MUTM) will combine a two-tier lending system with staking mechanics and a revenue-driven buyback model that creates ongoing demand for MUTM.

Peer-to-Contract pools will let users supply well-known assets—stablecoins and blue-chip tokens—into audited smart contracts that adjust rates by utilization. Peer-to-Peer markets will isolate higher-volatility tokens, preserving the safety of the main pools while offering higher yields for specialized lenders.

Depositors will receive mtTokens representing their share and accrued interest; mtTokens will also be usable as collateral and stakeable in designated contracts to earn MUTM distributions.

A distinct selling angle for this cycle is Enhanced Collateral Efficiency (ECE). ECE will permit improved borrowing limits when collateral and borrowed assets are closely correlated—especially useful for stablecoin pairs—so capital will work harder without raising systemic risk.

For example, a user who deposits $9,000 in USDT into a P2C pool earning an average 14% APY will see about $1,260 of passive yield over a year while holding mtUSDT that can be staked for extra rewards. 

Borrowers will access liquidity without selling exposure: a trader posting $3,000 in SOL as collateral will be able to borrow up to $2,250 under typical LTV rules. These mechanics will let active users leverage positions, drive platform volume, and feed the revenue loop that funds buybacks.

Stability and a mint-on-borrow stablecoin will add another layer of demand. Mutuum Finance (MUTM) will introduce a decentralized $1 stablecoin that will be minted only against approved collateral and burned on repayment or liquidation.

Governance-controlled borrowing rates will be used as a stabilization tool: rates will rise to tighten supply when the stablecoin trades below peg and fall to encourage issuance when it trades above.

That combination of protocol controls and market arbitrage will support reliable on-chain dollar activity, attracting traders who need predictable liquidity tools.

Price discovery, liquidity management, and catalysts for a 700% move

Accurate pricing will be central to safe liquidations and confident capital flows. Mutuum Finance (MUTM) will rely on Chainlink feeds as primary oracles, supported by fallback or aggregated sources and DEX time-weighted averages where on-chain liquidity allows.

This layered approach will reduce manipulation risk and keep collateral valuations transparent. Liquidity-aware liquidation incentives and conservative reserve factors will help ensure that stressed positions can be closed with minimal disruption, making the platform attractive to larger liquidity providers.

The pathway for a dramatic price move will be built from several concrete drivers. First, the beta launch timed with listing will let real users test borrowing, staking, and the stablecoin, converting speculative holders into active participants.

Second, planned Layer-2 integration will lower transaction costs and increase throughput, unlocking retail and micro-borrowing use cases that are uneconomical on Layer-1. 

Third, revenue allocation rules will send protocol earnings into open-market buybacks and distributions to stakers, creating ongoing MUTM demand tied to usage rather than hype.

Finally, preparatory work for Tier-1 exchange listings will provide visibility and liquidity that amplify price discovery.

Taken together, these levers will turn increased platform activity into sustained MUTM demand, which is the logical foundation for large percentage rallies once rotation flows arrive.

Mutuum Finance (MUTM) has already prioritized safety and community incentives to support this growth path.

The project will present a CertiK audit with a Token Scan Score of 90 and a Skynet Score of 79, a $50,000 bug bounty program with tiered rewards, and a $100,000 giveaway rewarding early supporters.

Its analytics dashboard and Top 50 leaderboard are already live, giving investors real-time ROI tools and social incentives. With these elements, investors who study crypto prices and seek disciplined exposure to altcycle gains will find Mutuum Finance (MUTM) a structured outcome of modern DeFi design.

As money moves away from BTC and ETH, protocols with actual demand mechanisms will become more important.

Mutuum Finance (MUTM) has everything traders need to find the next 700% rise this season: a product-market fit, solid security, buyback-driven rewards, and an execution plan that will turn presale demand into real platform use.

The closing Phase 6 window at $0.035 will be an important time for people who are contemplating how to divide up their crypto investments before altseason picks up speed.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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