XRP news: ETF updates and trending PayFi competitor worldwide

XRP is at a turning point. There’s renewed chatter about an XRP ETF, regulatory winds are shifting, and recent moves suggest institutions are warming up again.

All this is happening while a new PayFi project, Remittix (RTX), is grabbing global attention with its presale momentum.

Let’s dig into what’s changing for XRP, and why Remittix is part of the conversation right now.

ETF and regulatory updates: what’s moving with XRP

In mid-September 2025, the US SEC adopted new rules that streamline the approval of spot crypto ETFs, cutting the process from what sometimes took many months down to as little as 75 days for assets meeting specific criteria.

Those changes include standardizing listing requirements for NYSE, Nasdaq, and Cboe. 

Also, filings for multiple spot XRP ETF applications are now scheduled for decision windows in October 2025 (between about the 18th and 25th), with firms like VanEck, Bitwise, and WisdomTree in the mix. 

Technical indicators suggest that XRP needs to hold around $2.75 as a base level. If it can stay above that, a breakout toward $3.60 is possible as ETF approval and institutional flows come into view. 

On-chain and market behavior: XRP’s current position

Despite recent volatility and pullbacks (especially after the launch of the XRPR ETF), there’s evidence of large wallet accumulation. Whales appear less inclined to offload their XRP, which suggests they believe in the long-term upside. 

In addition, XRP’s supply on exchanges has dropped significantly in recent months, which analysts say could set the stage for a kind of supply squeeze once demand picks up (e.g., via ETFs).

The XRP price is being watched at around $2.80-$3.00 as well. That band is acting like a pressure zone, not quite resistance, but taxing on the bulls.

Remittix: the PayFi challenger getting loud

Remittix’s presale has surpassed 40,000 holders and raised approximately $26.8 million to date. What’s more:

• Its wallet is in beta, and the project emphasizes utility, offering crypto-to-bank transfers in over 30 countries, real-time FX conversions, deflationary tokenomics, and security through a CertiK audit. 
• Remittix wallet beta testing is now live, and listings on BitMart and LBank have been confirmed. 
• There’s a 15% USDT referral program and a $250,000 giveaway helping drive awareness and adoption. 
• Communities (especially from Solana, Chainlink, and ADA) are showing interest in Remittix, likely because it offers early entry into PayFi with tangible proof of concept. Blockchain-tracked wallet flows suggest some SOL and ADA holders are quietly building positions in RTX.

So, Ripple or Remittix?

If XRP’s ETF filings get approved and institutional money begins to flow in, the token could see the kind of breakout many have been waiting for. It’s close to proving it can move beyond speculation into more structured institutional finance.

At the same time, Remittix is emerging not just as hype, but as one of the few new projects combining real utility, clear product steps, and global interest.

For many investors, it’s the high-risk, high-potential alternative to (or complement with) XRP right now.

Discover the future of PayFi with Remittix by checking out the project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway

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