Insiders see BTC 5x but pricey—could $0.035 MUTM be next BTC-like run?

Bitcoin (BTC) continues to dominate headlines as a store of value and a long-term investment vehicle, with insiders projecting a 5x growth over the coming decade.

However, its high price point creates a significant barrier for retail investors looking for accessible exposure to crypto’s next big movement.

In contrast, Mutuum Finance (MUTM) presents a low-cost, high-utility alternative that enables investors to enter at $0.035, providing the potential for exponential growth similar to early BTC adoption.

Observers studying crypto charts and recent crypto prices today are increasingly considering MUTM as a strategic entry point for sustainable wealth accumulation in the DeFi arena.

High-utility lending, stablecoin innovation, and price precision

Mutuum Finance (MUTM) is currently in Phase 6 of its presale, with 170 million tokens allocated, raising approximately $16.53 million to date.

With 53% of the phase already sold and over 16,650 holders, the presale reflects strong demand and growing community confidence.

Phase 7 will raise the price to $0.040, representing a 15% increase and creating a time-sensitive opportunity for investors to secure MUTM tokens at discounted pricing.

This presale performance positions MUTM as a compelling alternative for those evaluating why is crypto going up and considering investing in crypto strategically before market momentum drives prices higher.

Mutuum Finance (MUTM) leverages a dual lending framework, encompassing P2C and P2P lending, to balance security and flexibility.

P2C lending focuses on stablecoins and blue-chip assets, offering predictable yield and overcollateralized borrowing, while P2P lending allows higher-risk tokens like PEPE, or DOGE to be managed in isolated pools, minimizing systemic exposure. 

Beyond lending, MUTM will launch a decentralized stablecoin designed to maintain a $1 peg. Users will mint stablecoins only when borrowing against approved collateral, and tokens will be burned upon repayment or liquidation.

Governance-controlled interest rates will stabilize the peg, while issuer caps and arbitrage mechanisms will further ensure price integrity.

All loans will be overcollateralized, and automatic liquidations will protect the system, creating predictable liquidity and enabling safe borrowing.

Price discovery and adjusted rates

Accurate price discovery will be central to Mutuum Finance (MUTM)’s stability. Chainlink USD and native asset feeds, complemented by fallback oracles and aggregated data sources, will deliver reliable valuations for ETH, MATIC, AVAX, and other supported tokens.

On-chain DEX TWAPs will provide additional references, ensuring collateral and debt are correctly priced.

This infrastructure will protect both lenders and borrowers from volatility and minimize systemic risk, offering investors confidence in platform integrity even during periods of heightened market activity.

Borrow interest rates will adjust dynamically based on pool utilization, encouraging borrowing when liquidity is abundant and attracting deposits when liquidity is scarce.

LTV ratios will allow lower-volatility assets like stablecoins and ETH up to 75% with liquidation thresholds around 80%, while more volatile assets will be limited to 35–53% LTV with thresholds near 65%.

Reserve factors from 10% to 53% will further balance risk, ensuring sustainable lending conditions and system stability for all users.

Demand drivers, staking, and post-listing potential

Mutuum Finance (MUTM) will incentivize user participation through staking and buybacks. Users staking mtTokens in designated contracts will earn MUTM rewards, while a portion of platform revenue will fund open-market MUTM buybacks.

This mechanism is designed to create continuous buy pressure, support token value, and reward long-term participation.

The project will follow a structured roadmap, culminating in a beta launch that will allow investors to interact with the platform’s core features, further driving user adoption and token demand.

Anticipated listings on top exchanges, including MEXC and Kraken, will expand visibility, allowing new users to experience MUTM’s lending and borrowing utility firsthand.

Security is reinforced through a CertiK audit, incorporating manual review and static analysis, with a TokenScan score of 90 and a Skynet score of 79.

The audit timeline, requested on 2/25/2025 and revised to 5/20/2025, demonstrates the team’s commitment to safety. Additionally, a $50,000 USDT bug bounty program will reward developers across four severity tiers, while an ongoing $100,000 giveaway will select ten winners to receive $10,000 in MUTM each.

The platform’s dashboard and Top 50 leaderboard will provide transparency, allowing investors to track holdings, calculate ROI, and compete for bonus tokens based on ranking.

People who bought Phase 2 early and traded SOL for Mutuum Finance (MUTM) at $0.015 would now see their investment grow by 2.3 times at the Phase 6 price of $0.035. After the listing, the price is expected to be between $0.06 and $0.07.

This is because of the planned beta launch, staking awards, buybacks, and listings on exchanges. Mutuum Finance (MUTM) is a great choice for investors who want BTC-like compounding returns with less money.

It has a low entry price, a high-utility financial innovation, and structured growth mechanisms. It is one of the most promising crypto assets for the next few years.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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